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All of your income is budgeted and accounted for each month, and you spend the money on housing costs, groceries, utilities, entertainment, retirement savings, and other expenses. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Residual income is the money left over after you pay your bills You calculate your household budget according to the regular paycheck that you earn from work. So how do we make money? Our partners compensate us. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward - and free. We believe everyone should be able to make financial decisions with confidence. Our estimates are based on past market performance, and past performance is not a guarantee of future performance. Examples are hypothetical, and we encourage you to seek personalized advice from qualified professionals regarding specific investment issues.
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